Credit Risk Analyst

What you'll do

• Use financial statements to independently determine the financial condition of customers and decide credit limit recommendations for medium monetary value customers
• Manage accounts of customers with medium credit limits independently
• Resolve credit issues independently
• Present credit recommendations to management
• Analyze and research customer's receivables account delinquency and determine the type of communication method to facilitate payment
• Resolve disputes related to customer payment on delinquent accounts and negotiate and ensure payment from customer
• Recognize trends for non-payment and resolve issues by engaging internal partners at all levels
• Analyze at-risk customers, agencies, partners and recommend account strategies to prevent delinquencies
• May train new team members

Requirements

• 2 to 4 years of experience in credit internally or in banking
• Strong written and verbal communication, negotiation, and conflict resolution skills
• Developed accounting knowledge
• Advanced understanding of credit processes, financial principles
• Strong understanding of customer's internal payment processes
• Solid problem solving and prioritization skills
• Good computer skills
• Solid understanding of risk mitigation tools
• Basic project management skills

Benefits